Free Tool · Subclass 500
Student Visa Funds Calculator (Australia, 2026)
To be granted an Australian student visa (subclass 500), you must show the Department of Home Affairs you have genuine access to enough funds to cover your first 12 months — living costs, tuition, travel, and any family members travelling with you.
Course Duration
(Months)
Course Fee AUD
( Only for first 12 months )
Prepaid Tution Fee AUD
Living Expenses – Student
(Annual — 12 months)
Provide details of dependent included in the visa application.
Living Expenses – Spouse
Living Expenses – Each Child
Travel Expense
Where is the application being lodged from?
Course Duration - (Months)
College/University Fee
(Student Course Fee -Pending Amount)
Living Expenses – Student
Living Expenses – Spouse
Living Expenses – Child Dependent
Return Travel Cost
Total Funds Required
AUD $ 29,710
Subclass 500 breakdown
What funds do you need for an Australian student visa?
Your total is made up of four components set by the Department of Home Affairs.
$29,710
Single applicant
living costs / year
$10,394
Partner
additional funds
$4,449
Per child
additional funds
Living costs
For 2026, the Department of Home Affairs sets the living-cost figure for a single student at AUD $29,710 for 12 months — up from $24,505 in May 2024.
Tuition fees
You must show the first year of tuition. Fees differ dramatically between universities, TAFEs, private colleges, and metro vs regional providers.
Family members
Travelling with a partner? Add AUD $10,394. Each dependent child adds AUD $4,449. School-age children may also need schooling cost evidence.
Return travel
You must include the cost of return travel to Australia for yourself and each accompanying family member.
A note on “genuine access”
Meeting the dollar figure is only half of it. The Department also assesses whether funds are genuinely available — through a stable savings history, an approved education loan, or a credible sponsor. Funds that appear suddenly weaken the application and feed into the Genuine Student (GS) assessment.
Got questions?
Frequently asked questions
Last verified · May 2026
Financial requirements for the subclass 500 visa are set by the Department of Home Affairs and can change. Always confirm current figures on immi.homeaffairs.gov.au before lodging your application. This calculator provides an estimate only and is not migration advice.